How to get properly insured. Part 2 of 2

Get Renters Insurance It, of course, covers robberies, vandalism, and natural disasters, but it could also cover things like the medical bills of people who get hurt at your place, damages you cause at someone else’s home, rent if you have to stay somewhere else...

How to save right for retirement. Part 4 och 4

When You Get a Raise, Raise Your Retirement Savings, Too You know how you’ve always told yourself you would save more when you have more? We’re calling you out on that. Every time you get a bump in pay, the first thing you should do is up your automatic transfer to...

How to save right for retirement. Part 2 och 4

Do Everything Possible Not to Cash Out Your Retirement Account Early Dipping into your retirement funds early will hurt you many times over. For starters, you’re negating all the hard work you’ve done so far saving—and you’re preventing that money from being invested....

How to keep dept at Bay. Part 6 of 6

Opt for Mortgage Payments Below 28% of Your Monthly Income That’s a general rule of thumb when you’re trying to figure out how much house you can afford. Learn more about this number here. And then indulge in some voyeurism and see what couples can...

How to keep dept at Bay. Part 5 of 6

If You’re Struggling With Federal Student Loan Payments, Investigate Repayment Options Just call up your lender and ask whether they offer graduated, extended, or income-based plans. Read more about these options there options here.

How to keep dept at Bay. Part 4 of 6

Always Choose Federal Student Loans Over Private Loans Federal loans have flexible terms of payment if your employment dreams don’t exactly go according to plan after college. Plus, federal loans typically have better interest rates. So be smart about the loans you...

How to keep dept at Bay. Part 3 of 6

Every Student Should Fill Out the FAFSA Even if you don’t think that you’ll get aid, it doesn’t hurt to fill out the form. That’s because 1.3 million students last year missed out on a Pell Grant—which doesn’t need to be paid back!—because they didn’t fill out the...

How to keep dept at Bay. Part 2 of 6

Don’t Ever Cosign a Loan If the borrower—your friend, family member, significant other, whoever—misses payments, your credit score will take a plunge, the lender can come after you for the money, and it will likely destroy your relationship. Plus, if the bank is...

How to keep dept at Bay. Part 1 of 6

Start With Small Debts to Help You Conquer the Big Ones If you have a mountain of debt, studies show paying off the little debts can give you the confidence to tackle the larger ones. You know, like paying off a modest balance on a department store card before getting...